Your money,
measured to the cent.

Ledgra gives you one dark, clean ledger for accounts, cards and transfers. Real-time balances, instant FX, zero noise.

Your ledger, in your pocket.

Three glances at the Ledgra app: balances, currencies, and transfers, built for people who live in the numbers.

Ledgra home balance on iPhone

Balance at a glance

Open the app and see exactly what you have: clean, quiet, and ready to move.

Ledgra multi-currency wallet on iPhone

Currencies in one place

Hold USD, EUR, GBP and more with live flags and balances, no tab hopping between wallets.

Ledgra transfer screen on iPhone

Send in seconds

Convert and transfer with live mid-market rates. Instant when you need it, clear when you don’t.

Most banking apps drown you in noise. Ledgra gives you one dark, quiet ledger, every balance, transfer and rate measured to the cent, nothing more.

One card, cut from metal.

The Ledgra card is brushed gunmetal with a single green edge. Everything sensitive lives in the app, not on the card.

17 grams of brushed gunmetal, milled flat and finished with a giftgrün edge. The chip and contactless antenna are the only things that interrupt the metal.

Contactless works in 190 plus countries, always charged in the local currency at the live mid market rate. No foreign fees, ever.

No printed number, no expiry, no CVC on the card. Details live in the app and rotate on demand, so a photo of your card is worth nothing.

Front of the Ledgra metal card
Ledgra metal card at an angle
Back of the Ledgra metal card

One account, every border.

Hold 30 plus currencies and send to 190 plus countries, always at the live mid market rate. Your money moves at the speed of a ping.

Dotted world map with live transfers between cities

Built to be boringly safe.

Your money should feel calm. Ledgra locks every account, every card and every transfer behind layers you barely notice.

Freeze in one tap

Lose your phone or your card and freeze it from the app in under a second. Unfreeze the same way when it turns up.

Encrypted end to end

Bank grade encryption on every session, biometrics and two factor on every sensitive move.

Nothing on the card

No printed number, no expiry, no CVC.

Every move is logged

A full audit trail, always yours.

Limits you control

Set a cap per card and per month. Ledgra slows the spending down before your balance does.

Ledgra customer checking balances on her phone
Payroll in eight currencies used to eat my Fridays. Now I open Ledgra, check once, and the week is done.

Simple pricing. No fine print.

Pick a plan, open an account, and your money is measured to the cent from day one.

Personal

Everyday money for one person.

$0 / mo
Open account
  • Multi currency balances
  • Local transfers
  • One virtual card
  • Basic FX at mid market

Business

Teams that run across borders.

$49 / mo
Talk to sales
  • Everything in Pro
  • Up to 25 seats
  • Payroll in 30 currencies
  • Admin roles and audit
  • Dedicated account manager
Feature Personal Pro Business
Multi currency balances
Local transfers
Instant FX
Mid market rates
Virtual card
Metal Ledgra card
Contactless payments
Freeze card in app
No printed card numbers
Custom spending limits
Shared accounts
Team seats
Admin roles
Full audit trail
Two factor authentication
Biometric login
Priority support
Dedicated account manager
Payroll in 30 currencies
Batch payments
API access
Export statements
Interest on balances

Questions, answered.

Straight answers about Ledgra, your money, and how the ledger actually works.

Ledgra partners with licensed banking partners to hold your funds. You get the app and the ledger; regulated partners hold the deposits.

Most transfers settle in minutes at the live mid market rate. A few corridors take longer depending on the receiving bank.

Freeze it from the app in one tap. Nothing sensitive is printed on the metal, so a photo of the card is useless on its own.

Yes. Hold 30 plus currencies in one ledger, convert instantly, and spend locally without surprise fees.

Personal is free to open. Pro and Business are monthly plans with yearly pricing if you prefer to pay ahead.

From settings in the app, or by writing support. Withdraw your balances first, then we close the ledger cleanly.

Open your ledger today.

One dark board for balances, cards, and transfers. Measured to the cent, ready in minutes.