Balance at a glance
Open the app and see exactly what you have: clean, quiet, and ready to move.
Ledgra gives you one dark, clean ledger for accounts, cards and transfers. Real-time balances, instant FX, zero noise.
Three glances at the Ledgra app: balances, currencies, and transfers, built for people who live in the numbers.
Open the app and see exactly what you have: clean, quiet, and ready to move.
Hold USD, EUR, GBP and more with live flags and balances, no tab hopping between wallets.
Convert and transfer with live mid-market rates. Instant when you need it, clear when you don’t.
Most banking apps drown you in noise. Ledgra gives you one dark, quiet ledger, every balance, transfer and rate measured to the cent, nothing more.
The Ledgra card is brushed gunmetal with a single green edge. Everything sensitive lives in the app, not on the card.
17 grams of brushed gunmetal, milled flat and finished with a giftgrün edge. The chip and contactless antenna are the only things that interrupt the metal.
Contactless works in 190 plus countries, always charged in the local currency at the live mid market rate. No foreign fees, ever.
No printed number, no expiry, no CVC on the card. Details live in the app and rotate on demand, so a photo of your card is worth nothing.
Hold 30 plus currencies and send to 190 plus countries, always at the live mid market rate. Your money moves at the speed of a ping.
Your money should feel calm. Ledgra locks every account, every card and every transfer behind layers you barely notice.
Lose your phone or your card and freeze it from the app in under a second. Unfreeze the same way when it turns up.
Bank grade encryption on every session, biometrics and two factor on every sensitive move.
No printed number, no expiry, no CVC.
A full audit trail, always yours.
Set a cap per card and per month. Ledgra slows the spending down before your balance does.
Payroll in eight currencies used to eat my Fridays. Now I open Ledgra, check once, and the week is done.
Pick a plan, open an account, and your money is measured to the cent from day one.
Everyday money for one person.
For people who move money often.
Teams that run across borders.
| Feature | Personal | Pro | Business |
|---|---|---|---|
| Multi currency balances | |||
| Local transfers | |||
| Instant FX | |||
| Mid market rates | |||
| Virtual card | |||
| Metal Ledgra card | |||
| Contactless payments | |||
| Freeze card in app | |||
| No printed card numbers | |||
| Custom spending limits | |||
| Shared accounts | |||
| Team seats | |||
| Admin roles | |||
| Full audit trail | |||
| Two factor authentication | |||
| Biometric login | |||
| Priority support | |||
| Dedicated account manager | |||
| Payroll in 30 currencies | |||
| Batch payments | |||
| API access | |||
| Export statements | |||
| Interest on balances |
Straight answers about Ledgra, your money, and how the ledger actually works.
Ledgra partners with licensed banking partners to hold your funds. You get the app and the ledger; regulated partners hold the deposits.
Most transfers settle in minutes at the live mid market rate. A few corridors take longer depending on the receiving bank.
Freeze it from the app in one tap. Nothing sensitive is printed on the metal, so a photo of the card is useless on its own.
Yes. Hold 30 plus currencies in one ledger, convert instantly, and spend locally without surprise fees.
Personal is free to open. Pro and Business are monthly plans with yearly pricing if you prefer to pay ahead.
From settings in the app, or by writing support. Withdraw your balances first, then we close the ledger cleanly.
One dark board for balances, cards, and transfers. Measured to the cent, ready in minutes.